Signature Express Loans

Overview

Get the cash you need fast with a personal loan 

Everyone needs some extra cash from time to time. Our Signature Express Loans make getting that cash simple and fast.

The Signature Express Loan is a great way to consolidate debt or fund large purchases such as travel, special events, auto repairs, medical expenses or any situation where you need cash.

Benefits

Affordable Borrowing

Get the money you need for less with a competitive low rate. Plus, there are no application fees and no collateral requirements.

Simplified Budgeting

Set monthly payments make budgeting easier. 

Loan Rate Discount

Receive a 1.00% interest rate discount for setting up auto-debit loan payments from a BBVA Compass consumer checking account.

Fast Access to Your Funds

Potentially receive your cash same day upon loan approval.

 

Rates & Terms

Eligibility: Eligible for residents of Alabama, Arizona, California, Colorado, Florida, New Mexico, Texas

Annual Percentage Rate (APR): Will vary between 6.07% and 35.06% based upon creditworthiness, loan amounts, term length, and amount of Interest Surcharge.

Details you need to make a smart decision

Loans are subject to eligibility, underwriting, and approval, including credit approval. The offered APR will vary between 6.07% and 35.06% APR based upon creditworthiness, loan amounts, term length, and amount of Interest Surcharge. Payment example and quoted APRs do not include interest rate discounts. Enrollment in auto-debit loan payments from a BBVA Compass checking account is required to receive a 1.00% interest rate discount and the BBVA Checking Account must be opened prior to the loan being finalized. Enrollment in the Premier Personal Banking Program at the time the loan is finalized is required to receive the 0.25% interest rate discount. Interest Surcharges will be refunded on a pro-rated basis if the loan is repaid within 90 days but the bank will always retain a minimum of $25 of the Interest Surcharge.

Additional Interest Surcharge payable at closing and withheld from proceeds:

  • If loan is between $2,000 - $9,999, then a $60 interest surcharge applies.
  • If loan is $10,000 or greater, then a $120 interest surcharge applies

Payment Example

Offered APR will be between 6.07% and 35.06% APR

  • A 12 month loan of $2000 at an APR of 35.06% will result in 12 monthly payments of $193.98 and an interest surcharge of $60 payable at closing.