Lot Loans

Let us help you finance the perfect lot

Sometimes your dream home does not exist, but it can be built. Building your dream home starts with finding the perfect location. Lots provide endless possibilities to create a great primary or secondary residence. BBVA offers financing for land lot loans for properties located in California, New Mexico, Colorado, Texas, Florida, Alabama, and Arizona. With so many considerations to make in preparing to build, let us take care of the lot financing.

Advantages of a lot loan from BBVA:

  • Loans up to $1,000,000
  • Flexible down payment options may be available
  • Rate is fixed
  • Single family residential lots up to 10 acres
Equal Housing Lender

What is a lot loan?

Lot loans are for purchasing or refinancing vacant/undeveloped
residential land.

How much land can I buy with a lot loan?

Single family residential lots up to 10 acres.

What you’ll need to apply

To get started with your mortgage refinance, you may need to provide the information below (your mortgage loan officer could ask for additional information later).

  • Income documents
  • Asset documents
  • Debt documents
  • Personal Identification

Looking for another option?

Choose from these other mortgage types that might work for you.

Fixed-Rate Mortgages

Looking for stable monthly payments? With a Fixed-Rate Mortgage, the interest rate on your mortgage loan remains the same for its entire term.

Learn More

Adjustable-Rate Mortgages

Most adjustable-rate mortgage (ARM) loans feature an initial fixed-rate period, with interest rates adjusting once per year after the fixed-rate term expires. 

Learn More

Jumbo Loans

If you’re buying a home with a higher property value and can manage larger monthly mortgage payments, a jumbo loan may be a good choice for you.

Learn More

Professional Loans

If you are a medical resident, practicing physician, attorney, oral surgeon, dentist or CPA, a Professional mortgage loan can help you achieve financial flexibility.

Learn More

Government Loan Programs

If you are looking to apply for a mortgage or to refinance, you may be eligible for a FHA, VA, or USDA loan.

Learn More

Home Ownership Made Easier (HOME)

Through our Home Ownership Made Easier (HOME) mortgages, BBVA is building stronger communities and helping people achieve the dream of home ownership.  

Learn More

Construction Permanent Loans

A Construction Permanent Loan makes new home financing simple. There's just one loan application and one closing. 

Learn More

Renovation Permanent Loans

Kitchen remodel, attic conversion, basement finishing, or bedroom add-on—major renovations can add serious value to your home.

Learn More

Foreign National Mortgage

BBVA welcomes the opportunity to provide mortgage services to Foreign Nationals who want to purchase, refinance, build, or renovate a home in the United States.  

Learn More

Home Equity Loans and Lines of Credit

Your home is often your largest asset — make your home’s equity work for you with a BBVA Home Equity Loan or Line of Credit. 

Learn More

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